“Unintended consequences” – a phrase almost certain to become clichéd in the coming months and years as people and businesses start digging into (and reacting to) the deepest, darkest parts of the new health care law.
AP reports July 23 that the law is already starting to have a negative impact on one class of people:
The law is almost certainly riddled with landmines like this. The average congressperson can neither confirm nor deny this, primarily because the average congressperson hasn’t actually read the law he or she voted to enact.Some major health insurance companies have stopped issuing certain types of policies for children, an unintended consequence of President Barack Obama's health care overhaul law, state officials said Friday.
Florida Insurance Commissioner Kevin McCarty said in his state UnitedHealthcare and Blue Cross Blue Shield have stopped issuing new policies that cover children individually. Oklahoma Insurance Commissioner Kim Holland said a couple of local insurers in her state have done likewise.
[…] Starting later this year, the health care overhaul law requires insurers to accept children regardless of medical problems — a major early benefit of the complex legislation. Insurers are worried that parents will wait until kids get sick to sign them up, saddling the companies with unpredictable costs.
[…] "Our plans are very concerned about this," said Alissa Fox, a top Washington lobbyist for the Blue Cross Blue Shield Association. "If the law says that insurers have to take you any time, any place, some people will see that as an opportunity to wait until their children get sick to buy coverage."
There is nothing in the law that would stop a hospital from buying a policy for a uninsured child who came into the emergency room, she added.
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